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The traditional "safe" path—get a degree, work for 40 years, and invest in a 401(k). DeMarco argues this path is risky because it relies on factors you can't control, like the stock market and your own longevity.

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DD Malarcom's contributions to the Malayalam film industry have been significant, with his work influencing a new generation of artists and filmmakers. His commitment to promoting new talent and experimenting with innovative storytelling has helped shape the industry's creative landscape. The traditional "safe" path—get a degree, work for

Living paycheck to paycheck with no financial plan. Sidewalkers are often one crisis away from disaster, regardless of their income level. DD Malarcom's contributions to the Malayalam film industry

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