: By providing instant quotations and status reports at any networked branch, it eliminates the need for customers to visit their specific "home" or servicing branch for basic queries. licindia.in register for the Customer Portal

: Allows staff to track the status of policy applications, maturity claims, and survival benefit payments.

Yes, after paying premiums for 2 full years. Loan up to 90% of surrender value is available at interest rates declared by LIC from time to time.

If this aligns with what you wanted, I can expand any section (full sample policy text, vendor RFP template, manager training script, or communications pack). If "lic efap" meant something else, tell me the correct term.